5 Questions to Ask Yourself Before Getting into Debt In our current fast pace society with ever growing needs, it has become almost impossible to live without debts. Be it taking a loan to buy a car, a home or even to finance our own needs. The most important thing is for us to pay...
What to Consider When Taking A Loan Many people are in need of loans for various reasons, some credible, others not so credible. Taking up a loan is a personal decision that can affect the borrower’s financial well being. Either positively or negatively. If the money is being borrowed to be invested in appreciating assets or...
6 Simple Steps to Manage Your Little Income 1. Budget Your Income It’s financially wise, especially if you’re earning low, to budget your earnings. By budgeting your money, you’ll come to know exactly how you spend your income and whether you’re spending more than you earn. With your little income and with a good...
Top 4 Things You Need to Consider Before Applying for Your 1st Loan Going to apply for your first loan? It is a milestone that most of the adults go through in their life, so good luck! However, before you go ahead with the proceedings, there are a few things you need to know. You...
President Elect Donald Trump’s Monetary Policy When the results started pouring in after the Nov 8 election, the financial markets dwindled. This is more or less expected. However, after a day or two, things normalize, with the market starting to normalize big time. When Mr. Trump delivered his victory speech, it gave a sigh of...
When should you start saving for retirement? Right this very minute! Really, the sooner the better! Once you start working and earning an income you need to start thinking about what you want to do for a retirement plan and what your financial goals are in general. There are a number of reasons why...
Top 10 FAQ About Stocks: A Beginner’s Guide If you have yet to learn to invest in the stock market, continue to read on because listed here are the steps intended for beginners. Here are the basic concepts of stocks purchasing compressed into ten frequently-asked-questions. 1. What is a stock? Imagine a company that...
Top 6 Tips to Be Credit Smart How your credit report reads influences your chances of getting a loan and its interest rate. Now and in the future. There’s only one way to build a good score and that’s by being smart. Here are 6 proven ways to be credit smart! 🙂 1. Review your credit...
Top 3 Credit Card Issuers in Singapore One of the things that Singaporeans will usually look for in a credit card will be the rewards that are available. In Singapore, credit card rewards such as rebates or cash backs are very popular. Thus, explains why there are so many credit card companies in the...
Who is entitled to CPF contributions in Singapore? How It Works? Central Provident Fund – CPF is an authority in Singapore. CPF ensures the financial stability of employees of registered companies in Singapore. CPF ensures that employers pay both the company’s and the employee’s share of the contribution to the fund. This is as long...
