How to repair credit and get better loan rates A bad credit report seriously limits financial options. With smarter future decisions, however, it can be fixed and financial options improved. To start the repair process, order a copy of your report from each of the three major credit report agencies: Credit Bureau, DP Credit Bureau,...
How To Borrow Wisely Life can be good if you have money. You can easily sort out issues related to your finance if money is at your disposal. But that is not always the case. There are times you need money to do some things and the only way you can get them is through...
Here is how not to save money We live in a society that teaches us how to spend money. We have an economy built on the backs of people’s money. The only way our economy prospers is by its citizens spending more money. Companies spend millions each year advertising to create a sense of need...
Benefits of Getting Loan from Licensed Moneylenders Illegal moneylenders are self-centered. They do not give loans to make their clients rich. They give loans to dig deep into their client’s pockets. Stories are always mention of people who try to be rich, but end up extremely poor after taking loans from illegal moneylenders. You will never know...
A Guide to Managing Your Monthly Salary Better How many months have you spent most of your salary within the first week? And had to live the rest of the months like a homeless person? If the answer is many months then this guide is for you! For most of us, the only income we...
How Long Will Your Retirement Savings Last? There is an old saying that states “old age gives no notice.”. It is, therefore, essential that you start preparing for your retirement as early as possible. A common question among most people, especially the older folk is, how long will my retirement fund last? Since they have...
Best Part Time Jobs in Singapore A lot of world renown businesses are operating in Singapore. May it be full time or part time, foreign or local, a lot of doors are open for various opportunities. Given that Singapore is quite an expensive country to live, some people, especially those who were not born with...
Best Credit Cards in Singapore Singapore has a wide variety of credit cards which offer competitive benefits. This make each card uniquely valuable to applicants. Your credit score is an important indicator of your financial stability at all times. Therefore it is important that you go for the best possible option when it comes to...
Your credit card can be your biggest asset as well as your biggest liability depending on how you use it. Credit cards are meant to help you stretch your payments so that you only need to pay at the end of every month. The biggest nightmare of credit card holders is not being able to...
Bad money habits you should get rid of now The lack of financial literacy in the society means that most people are continuing to follow bad financial habits. This is merely because they do not know better. Do you feel that you have no control over your finances? That you cannot save money from your earnings? That most...
